The Employees' Provident Fund Organisation (EPFO) settled a record 83.1 million claims in 2025-26, a 38.3% increase over the previous year, while the government is reviewing a proposal to raise the minimum monthly pension under the EPS- 95 scheme from ₹1,000 to potentially higher levels. Over 55 million claims were processed as advances, with 71.1% handled automatically within three days.

The Employees' Provident Fund Organisation (EPFO) settled a record 83.1 million claims in 2025-26, a 38.3% increase over the previous year, while the government is reviewing a proposal to raise the minimum monthly pension under the EPS- 95 scheme from ₹1,000 to potentially higher levels. Over 55 million claims were processed as advances, with 71.1% handled automatically within three days. 

Key Highlights of EPFO Performance (2025-26)
Record Claim Settlements: -
83.1 million claims settled, up from 60.1 million in 2024-25.
High-Speed Processing: -
98.7% of total claims were settled in less than 20 days.
Auto-Mode Efficiency: -
71.1% of advance/partial withdrawal claims (totaling 55.1 million) were processed automatically within three days, increasing from 59.19% the previous year.
Digital Adoption: -
In April 2026, roughly 74% of advance claims were handled through automated systems. 
EPS- 95 Minimum Pension Proposal 
Review of Pension Amount: -
The Ministry of Labour and Employment is evaluating a revision of the current minimum pension of ₹1,000 per month under the Employees' Pension Scheme, 1995 (EPS -95).
Proposed Increase: -
Discussions suggest a potential increase to ₹7,500 per month, driven by representations from pensioners, though this is yet to be finalized by the Cabinet.
Government Subsidy: -
The Centre currently provides budgetary support of over ₹950 crore annually to maintain the ₹1,000 minimum payout. 
The improved efficiency in claim settlements, particularly in auto-processing, marks a significant shift toward digital service delivery for EPFO members. 
If you are a member and want to check your eligibility, I can help you find information on:
How to check your EPS- 95 eligibility for the higher pension.
The process to check your PF balance online.
How to apply for an advance/partial withdrawal.
EPFO may raise minimum pension under EPS-95 .
  The Employees' Provident Fund Organisation registered a 38.3% jump in claim settlements in 2025-26 with the retirement fund body settling a record.

MJF Lion ER YK Sharma 

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